Not exactly. If you were, then you would not need to receive it.
“The penalty/debt was paid and justice was met at the Cross.”
“I simply need to receive that forgiveness.”
If I offer you a dollar and you refuse to take the dollar, who has the dollar? Same with forgiveness. We can offer the gift of forgiveness but it the other person hasn’t taken it there’s been no forgiveness – at least not as used/defined in the Bible. Forgiveness has to be received as exemplified here:
Act 26:18 To open their eyes, and to turn them from darkness to light, and from the power of Satan unto God, that they may receive forgiveness of sins, and inheritance among them which are sanctified by faith that is in me.Unilateral forgiveness is imaginary forgiveness.